:root {
  --bg: #f9fcfd;
  --surface: #ffffff;
  --text: #1e2a2d;
  --muted: #496166;
  --primary: #00838f;
  --primary-strong: #00656e;
  --ring: #66c7cf;
  --soft: #e8f6f7;
  --shadow: 0 10px 25px rgba(0, 42, 48, 0.08);
  --radius: 16px;
  --max-width: 1100px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
}

.container {
  width: min(100% - 2rem, var(--max-width));
  margin-inline: auto;
}

.narrow {
  max-width: 760px;
}

.policy-list {
  display: grid;
  gap: 1rem;
}

.section {
  padding: 4.5rem 0;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  font-size: clamp(2rem, 4vw, 3.5rem);
  line-height: 1.1;
  margin-bottom: 1rem;
}

h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  line-height: 1.2;
  margin-bottom: 0.75rem;
}

h3 {
  font-size: 1.1rem;
  margin-bottom: 0.45rem;
}

.section-intro {
  color: var(--muted);
  max-width: 50ch;
  margin-bottom: 1.5rem;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(249, 252, 253, 0.88);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid #dcebed;
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 4rem;
  gap: 1rem;
}

.brand {
  font-weight: 700;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
}

.brand-mark {
  color: var(--primary);
}

.nav {
  display: flex;
  gap: 0.9rem;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.nav a {
  text-decoration: none;
  color: var(--muted);
  padding: 0.3rem 0.5rem;
  border-radius: 8px;
}

.nav a:hover,
.nav a:focus-visible {
  color: var(--primary-strong);
  background: var(--soft);
  outline: none;
}

.hero-grid {
  display: grid;
  gap: 2rem;
  align-items: center;
}

.eyebrow {
  color: var(--primary-strong);
  font-weight: 600;
  margin-bottom: 0.6rem;
}

.lead {
  color: var(--muted);
  max-width: 42ch;
  font-size: 1.08rem;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.4rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  border-radius: 999px;
  padding: 0.72rem 1.1rem;
  font-weight: 600;
  min-height: 44px;
  border: 1px solid transparent;
  transition: transform 120ms ease, background-color 120ms ease, color 120ms ease,
    box-shadow 120ms ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  background: var(--primary);
  color: #ffffff;
  box-shadow: var(--shadow);
}

.btn-primary:hover,
.btn-primary:focus-visible {
  background: var(--primary-strong);
  outline: none;
}

.btn-secondary {
  border-color: #b8dfe3;
  background: #ffffff;
  color: var(--primary-strong);
}

.btn-secondary:hover,
.btn-secondary:focus-visible {
  background: #f2fbfc;
  outline: none;
}

.btn-large {
  padding: 0.9rem 1.5rem;
  font-size: 1rem;
}

.phone-card {
  background: linear-gradient(160deg, #f6feff, #edf8f9);
  border: 1px solid #d1eaed;
  border-radius: 28px;
  box-shadow: var(--shadow);
  padding: 1.8rem 1.5rem;
  min-height: 260px;
  display: grid;
  place-items: center;
  text-align: center;
}

.app-icon {
  width: 72px;
  height: 72px;
  border-radius: 20px;
  display: grid;
  place-items: center;
  font-size: 2rem;
  background: #ffffff;
  border: 1px solid #cbe5e8;
}

.mockup-title {
  margin-top: 0.8rem;
  margin-bottom: 0.2rem;
  font-weight: 700;
}

.mockup-text {
  margin-bottom: 0;
  color: var(--muted);
}

.cards {
  display: grid;
  gap: 1rem;
}

.card {
  background: var(--surface);
  border: 1px solid #dcebed;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1rem;
}

.step-card {
  position: relative;
  padding-top: 1.3rem;
}

.step-number {
  display: inline-flex;
  width: 1.8rem;
  height: 1.8rem;
  border-radius: 50%;
  align-items: center;
  justify-content: center;
  background: var(--soft);
  color: var(--primary-strong);
  font-weight: 700;
  margin-bottom: 0.7rem;
}

.section-soft {
  background: #f3fafb;
}

.quote {
  margin: 0;
  color: #2f3f42;
}

.faq-list {
  display: grid;
  gap: 0.75rem;
}

.faq-item {
  background: var(--surface);
  border: 1px solid #dcebed;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.faq-trigger {
  width: 100%;
  text-align: left;
  background: transparent;
  border: 0;
  padding: 1rem;
  font: inherit;
  font-weight: 600;
  color: var(--text);
  cursor: pointer;
}

.faq-trigger::after {
  content: "+";
  float: right;
  color: var(--primary-strong);
  font-size: 1.2rem;
}

.faq-trigger[aria-expanded="true"]::after {
  content: "−";
}

.faq-panel {
  display: none;
  padding: 0 1rem 1rem;
  color: var(--muted);
}

.faq-panel.is-open {
  display: block;
}

.final-cta .cta-center {
  text-align: center;
  max-width: 680px;
}

.contact-link {
  display: inline-block;
  margin-top: 0.75rem;
  color: var(--primary-strong);
}

.site-footer {
  border-top: 1px solid #dcebed;
  padding: 1.3rem 0 2rem;
  background: #ffffff;
}

.footer-wrap {
  display: grid;
  gap: 0.3rem;
}

.footer-wrap nav {
  display: flex;
  gap: 1rem;
}

.footer-wrap a {
  color: var(--muted);
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
  background: #ffffff;
  padding: 0.5rem 0.8rem;
  border-radius: 8px;
  box-shadow: var(--shadow);
}

a:focus-visible,
button:focus-visible {
  outline: 3px solid var(--ring);
  outline-offset: 2px;
}

@media (min-width: 720px) {
  .section {
    padding: 5.2rem 0;
  }

  .hero-grid {
    grid-template-columns: 1.1fr 0.9fr;
  }

  .three-col {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .two-col {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-wrap {
    grid-template-columns: 1fr auto auto;
    align-items: center;
  }
}